I just signed up with Betterment. It’s an investment service that gives you an instant diversified portfolio, automatic rebalancing, automatic monthly deposits/withdrawals and more. The first 30 days and the overall fees are very low (0.35%). Use this link to sign up and you’ll get a free $25 in your account after you’re all verified (basically makes it free for a while): http://betterment.com/invite/geoffreypearson. I decided to set up an IRA there, but may add additional ‘goals’ in the future.